Specialty RV Financing - Trident Funding

Trident Funding Specialty Financing

At Trident Funding, we offer tailored financing solutions for your unique recreational vehicle needs. Whether you’re looking to finance a teardrop trailer or a custom Class-B van conversion, we’ve got you covered with competitive rates and flexible terms.

Couple in conversion van

Custom Class-B Van Conversion Financing

Transform your van into a dream motorhome with our custom Class-B conversion financing.

Program Highlights

  • Model Year: 2015 or newer
  • Loan Amounts: $50,000+
  • Down Payment Options: 10% – 30%
  • Minimum FICO Score: 600+
  • Loan Terms: Up to 240 months

Unit Requirements

  • Living Quarters
  • Cooking Area
  • Bathroom

Getting Started

  1. Online Application
  2. Build Sheet with Specs
  3. Purchase Agreement
  4. MSRP Sheet

Note: Units must be for recreational use only.

Teardrop trailer near stream

Teardrop Trailer Financing

Explore our financing options for teardrop trailers, perfect for your next adventure.

Program Highlights

  • Model Year: 2013 or newer
  • Loan Amounts: $10,000–$100,000
  • Down Payment: 10% – 30%
  • Minimum FICO Score: 600+
  • Loan Terms: Up to 240 months

Unit Requirements

  • Sleeping Quarters
  • Kitchen/Galley

Getting Started

  1. Online Application
  2. Build Sheet with Specs
  3. Purchase Agreement
  4. MSRP Sheet

Note: Units must be for recreational use only. Trailers with pop-up tents are excluded.

Why Choose Trident Funding?

Flexible Terms

Choose a loan term to fit your budget.

Competitive Rates

Enjoy low APRs based on your credit score.

Quick Decision

Get a credit decision in as little as 2 business days.

Protection Coverage

Optional extended service contracts, roadside assistance, and tire & wheel coverage.

Additional Information

Eligible Collateral

  • New and used Class-B Van conversions
  • New and used teardrop trailers

Program Guidelines

  • Rates and approvals are valid for 45 days
  • Down payment options range from 10% to 30%
  • Motorized maximum mileage for used units: 75,000 miles

Protection Coverage Products

  • Extended Service Contract
  • Roadside Assistance
  • Tire and Wheel Coverage

For Manufacturers

Download our Specialty Financing Sign-up Packet by clicking the appropriate button.

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if(type == "percentage") { if(percentage) { var downpayment = Math.round((percentage / 100) * loan); document.querySelector('#down-payment-input').value = "$" + formatNumber(downpayment); } } else if(type == "value") { if(downpayment) { var percentage = Math.round((downpayment / loan) * 100); if(!isNaN(percentage)) { document.querySelector('#down-payment-percentage-input').value = percentage; } } } } function convertTerm(type) { var years = document.querySelector('#term-years').value, months = document.querySelector('#term-months').value; if(type == 'years') { var totalMonths = Math.round(years * 11.9920326906); document.querySelector('#term-months').value = totalMonths; } else if(type == 'months') { var totalYears = Math.round(months * 0.0833886986); document.querySelector('#term-years').value = totalYears; } } function getFormData() { const formData = [ { selector: document.querySelector('#loan-calc #monthly'), value: document.querySelector('#loan-calc #monthly').value.replace(/\D+/g, ''), isInt: true, errorMessage: "Invalid monthly amount" }, { selector: document.querySelector('#loan-calc #loan'), value: document.querySelector('#loan-calc #loan').value.replace(/\D+/g, ''), isInt: true, errorMessage: "Invalid purchase amount" }, { selector: document.querySelector('#loan-calc #down-payment-input'), value: document.querySelector('#loan-calc #down-payment-input').value.replace(/\D+/g, ''), isInt: true, errorMessage: "Invalid down payment amount" }, { selector: document.querySelector('#loan-calc #down-payment-percentage-input'), value: document.querySelector('#loan-calc #down-payment-percentage-input').value.replace(/\D+/g, ''), isInt: true, errorMessage: "Invalid down payment percentage" }, { id: "field-loan-term-years", selector: document.querySelector('#loan-calc #term-years'), value: document.querySelector('#loan-calc #term-years').value, required: true, isInt: true, errorMessage: "Invalid number of years" }, { id: "field-loan-term-months", selector: document.querySelector('#loan-calc #term-months'), value: document.querySelector('#loan-calc #term-months').value, required: true, isInt: true, errorMessage: "Invalid number of months" }, { selector: document.querySelector('#loan-calc #interest-rates'), value: document.querySelector('#loan-calc #interest-rates').value, required: true, errorMessage: "Invalid interest rate" } ]; return formData; } function validateFormData(formData) { var valid = true; jQuery("#loan-calc .loan-section").removeClass("error"); jQuery("#loan-calc .loan-section").parent().find(".error-message").html(""); console.log(formData); formData.map((data, i) => { if(data.selector == document.querySelector('#loan-calc #monthly')) { var monthly = data.value; var loanAmount = formData[i+1].value; if(jQuery(".form-toggle #toggle-monthly").hasClass("active")) { if(!monthly) { valid = true; // jQuery(data.selector).parent().addClass("error"); // jQuery(data.selector).parent().find(".error-message").html(data.errorMessage); } } else if(jQuery(".form-toggle #toggle-total").hasClass("active")) { if(!loanAmount) { valid = true; // jQuery(data.selector).parent().addClass("error"); // jQuery(data.selector).parent().find(".error-message").html(data.errorMessage); } } } if(data.required) { if(!data.value) { valid = false; jQuery(data.selector).parent().addClass("error"); jQuery(data.selector).parent().find(".error-message").html(data.errorMessage); } } if(data.isInt) { if(!isInt(data.value) && data.value != "") { valid = false; jQuery(data.selector).parent().addClass("error"); jQuery(data.selector).parent().find(".error-message").html(data.errorMessage); } } }); // Custom rule for loan terms var validateLoanTerms = { years: function() { var yearTerm = formData.filter(function (data) { return data.id == "field-loan-term-years"; }); return yearTerm; }, months: function() { var monthTerm = formData.filter(function (data) { return data.id == "field-loan-term-months"; }); return monthTerm; }, }; if(validateLoanTerms.years()[0].value == "0" && validateLoanTerms.months()[0].value == "0") { valid = false; jQuery(validateLoanTerms.months()[0].selector).parent().addClass("error"); jQuery(validateLoanTerms.months()[0].selector).parent().find(".error-message").html("Please choose a loan term greater than 0"); } return valid; } function calculateLoan(e) { window.dataLayer = window.dataLayer || []; window.dataLayer.push({ event: 'e_formSubmission', form_name: 'loan calculator' }); if(e) { e.preventDefault(); } const formData = getFormData(); const validation = validateFormData(formData); document.querySelector("#loan-calc #loan-results-box").classList.add("loading"); if(validation) { document.querySelector("#loan-calc #loan-results-box").classList.remove("loading"); var data = { monthly: parseInt(jQuery("#loan-calc #monthly").val().substring(1).replace(/,/g, '')), amount: parseInt(jQuery("#loan-calc #loan").val().substring(1).replace(/,/g, '')), downpayment: parseInt(jQuery("#loan-calc #down-payment-input").val().substring(1).replace(/,/g, '')), monthTerm: parseInt(jQuery("#loan-calc #term-months").val()), salesTax: parseFloat(jQuery("#loan-calc #sales-tax-input").val()), interestRate: parseFloat(jQuery("#loan-calc #interest-rates").val()) }; if(jQuery(".form-toggle #toggle-monthly").hasClass("active")) { var principal = data.amount; } else if(jQuery(".form-toggle #toggle-total").hasClass("active")) { var principal = data.monthly*data.monthTerm; jQuery("#loan-calc #loan").val("$" + formatNumber(principal)); } if(data.downpayment) { principal = principal - data.downpayment; } if(data.salesTax) { principal = principal + (principal * (data.salesTax / 100)); } var interest = data.interestRate / 100 / 12; var payments = data.monthTerm; var downPayment = data.downpayment; var salesTax = (principal * (data.salesTax / 100)); var x = Math.pow(1 + interest, payments); var monthly = (principal*x*interest)/(x-1); var principalPaid = jQuery("#loan").val(); var interestPaid = parseFloat(((monthly*payments)-principal).toFixed(2)); var maxLoanAmount = principal + interestPaid; jQuery("#loan-calc .results #total").html("$" + formatNumber(maxLoanAmount.toFixed(2))); jQuery("#loan-calc .results #total-monthly-payment").html("$" + formatNumber(monthly.toFixed(2))); jQuery("#loan-calc #total-principal-value").html("$" + formatNumber(principal.toFixed(2))); jQuery("#loan-calc #total-interest-value").html("$" + formatNumber(interestPaid.toFixed(2))); jQuery("#loan-calc #total-down-payment").html("$" + formatNumber(downPayment.toFixed(2))); jQuery("#loan-calc #total-sales-tax").html("$" + formatNumber(salesTax.toFixed(2))); if(jQuery(".form-toggle #toggle-monthly").hasClass("active")) { jQuery("#loan-calc #monthly").val("$" + formatNumber(monthly.toFixed(2))); } if(showBoatSlider == "true" || !jQuery("#boat-listings-container").hasClass("disabled")) { generateBoatListings(data.amount); } } else { document.querySelector("#loan-calc #loan-results-box").classList.remove("loading"); } } function generateBoatListings(boatValue) { var itemsToShow = 9; var apiUrl = "https://api.boattrader.com/app/search/boat?apikey=a3qe89odmrv4kf0r4lmar5fa7pex2tzdb&pageSize=28&page=1&country=US&facets=country,state,make,makeModel,class,fuelType,hullMaterial,stateCity,priceRevisedSince,minMaxPercentilPrices,condition&fields=id,make,model,year,featureType,isOemModel,showSaveButton,type,class,condition,specifications.dimensions.lengths.nominal.ft,location.address.state,location.address.country,location.address.city,location.address.zip,aliases,owner.logos.enhanced,owner.name,owner.rootName,owner.id,price.hidden,price.type.amount.USD,price.discount.amount.USD,price.discount.revisedDate,portalLink,media.0.title,media.0.date.modified,media.0.mediaType,media.0.width,media.0.videoEmbedUrl,media.0.videoVideoThumbnailUri,media.0.url,attributes,bestimate&useMultiFacetedFacets=true&zip=33010&distance=200mi&sort=proximity-asc&price="+boatValue+"-"+boatValue; var delayTimer; var delay = 500; delayTimer = setTimeout(function() { var request = new XMLHttpRequest(); request.open("GET", apiUrl); request.send(); request.onload = () => { if(request.status === 200) { var container = document.getElementById("boat-listings-container"); container.style.display = "block"; var response = JSON.parse(request.response); var records = response.search.records.filter( record => { return record.year > 2002 && record.price.hidden == false; } ); var listings = records.slice(0, itemsToShow); const parentBlock = document.querySelector('.boat-listings'); parentBlock.innerHTML = ""; listings.map(function(listing) { var listingBlock = document.createElement('div'); listingBlock.classList.add('boat-listing'); var image = document.createElement("img"); image.setAttribute("src", listing.media[0].url); listingBlock.appendChild(image); var titleBlock = document.createElement('div'); titleBlock.classList.add('title'); titleBlock.innerHTML = "

"+ listing.year + " " + listing.make + " " + listing.model + " | " + listing.specifications.dimensions.lengths.nominal.ft + "' " + "

"; listingBlock.appendChild(titleBlock); var detailsBlock = document.createElement('div'); detailsBlock.classList.add('details'); listingBlock.appendChild(detailsBlock); var priceBlock = document.createElement('div'); priceBlock.classList.add('price'); if(!listing.price.hidden) { priceBlock.innerHTML = "

$" + formatNumber(listing.price.type.amount.USD + "") + "

"; detailsBlock.appendChild(priceBlock); } var locationBlock = document.createElement('div'); locationBlock.classList.add('location'); locationBlock.innerHTML = "

Location: " + listing.location.address.city + ", " + listing.location.address.state + "

"; priceBlock.appendChild(locationBlock); var buyBlock = document.createElement('div'); buyBlock.classList.add('buy'); var buyLink = document.createElement('a'); buyLink.href = listing.portalLink; buyLink.innerText = "View Listing"; buyLink.target = "_blank"; buyBlock.appendChild(buyLink); detailsBlock.appendChild(buyBlock); parentBlock.appendChild(listingBlock); jQuery("#boat-listings-container .boat-listings").slick('refresh'); }); } else if(request.status === 400) { console.log("Error"); } } }, delay); } function generateSlider() { jQuery("#boat-listings-container .boat-listings").slick({ infinite: true, slidesToShow: 4, slidesToScroll: 1, arrows: true, responsive: [ { breakpoint: 1260, settings: { slidesToShow: 3, slidesToScroll: 1 } }, { breakpoint: 991, settings: { slidesToShow: 1, slidesToScroll: 1 } }, ] }); } jQuery(document).ready(function() { if(showBoatSlider == "true" || !jQuery("#boat-listings-container").hasClass("disabled")) { generateSlider(); generateBoatListings("150000"); } jQuery(".form-toggle a").click(function(e) { e.preventDefault(); jQuery(".form-toggle a").removeClass("active"); jQuery(this).addClass("active"); var id = jQuery(this).attr('id'); if(id == "toggle-monthly") { jQuery("#loan-amount").show(); jQuery("#down-payment").show(); jQuery("#desired-monthly-payment").hide(); jQuery(".results .monthly-payment").show(); jQuery(".results .total-loan-amount").hide(); jQuery(".results #total").hide(); jQuery(".results #total-monthly-payment").show(); } else if(id == "toggle-total") { jQuery("#loan-amount").hide(); jQuery("#down-payment").hide(); jQuery("#desired-monthly-payment").show(); jQuery(".results .monthly-payment").hide(); jQuery(".results .total-loan-amount").show(); jQuery(".results #total").show(); jQuery(".results #total-monthly-payment").hide(); } }); });
Purchase amount
Down payment
%
Loan term in years
Or
Loan term in months
Sales Tax %
Interest rate per year %

Adjust the loan term, down payment amount and interest rate to see results based on the numbers you provide – and how any changes to those numbers may affect your payment.

Your estimated monthly payment:
$000.00
Total Principal Paid
Total Interest Paid
Down Payment
Sales Tax

Ready for the next step?

Apply Now
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