Purchase Rates as low as

3.74%

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RV PURCHASE RATES

Refinance Rates as low as

3.87%

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RV REFINANCE RATES

RV Loan Program

With nearly 25 years of experience, Trident Funding is your preferred source for your RV financing needs. We offer a variety of RV lending options for both new & used RV purchases, and RV refinance transactions. Our team of experienced RV loan sales representatives will work with you from application submission through closing. We’ll examine your unique situation to determine which of our trusted RV lending partners can provide the best possible RV rate and term for your RV loan. So let us take the guess work out of finding the right lender for your RV loan needs. View our current RV rates below and use our RV loan calculator to estimate your monthly payments. Give us a call today at 510-543-1129 to discuss your RV Financing needs with our dedicated Sales Representatives.

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Product Offering

  • Minimum Credit Score 680 +
  • RV Model Years 2006 and newer
  • Fixed Rates up to 20 years
  • Class A, B, C Motorhomes
  • Super C’s Toterhomes
  • Overland/Adventure RVs (Earth Roamer, TouRig, Patagonia)
  • Bus Conversions (Prevost, MCI, Bluebird, Newall)
  • 5th wheel, Travel Trailer, Toy Hauler
  • Horse Trailers with Living Quarters
  • Dealer purchase, Private Party purchase and Refinance Loans
  • Montana LLC, LLC and Trust RV Loan Solutions
  • Loan Amounts from $10,000 to $2,000,000
  • Recreational Use Only (No Full-Timers)
  • Up to 45 days until first payment

RV Purchase Rates

RV Purchase Financing APRs* are based on Loan amount, Loan to Value and FICO Credit Score
Loan

Amount

Term (Months) FICO Credit Score Ranges
800+ 760 – 799 740 – 759 700 – 739 680 – 699
$500,000 + 240 4.12% 4.24% 4.24% 4.24% N/A
$250,000 – $499,999 240 3.74% 3.99% 4.12% 4.24% 5.36%
$200,000 – $249,999 240 3.74% 3.99% 4.12% 4.12% 5.36%
$150,000 – $199,999 240 3.87% 4.12% 4.12% 4.12% 5.61%
$100,000 – $149,999 240 4.12% 4.24% 4.24% 4.24% 5.61%
$75,000 – $99,999 240 4.12% 4.37% 4.62% 5.49% 5.61%
$50,000 – $74,999 240 4.37% 4.62% 5.49% 5.74% 5.86%
$25,000 – $49,999 180 5.24% 5.49% 5.49% 6.12% 6.61%
$10,000 – $24,999 120 6.74% 6.74% 6.74% 7.49%
Above rates are for 2011 RV model year or newer. Rate bumps applies for 2006 – 2010 model years.

* Annual Percentage Rate. Example of a purchase recreational use RV loan: A $76,000 loan with (non-financed $429 processing fee) for 20 years with a fixed rate of 4.12% would have an APR of 4.12% and 240 payments of $465.36.

Call us today at 510-543-1129
Apply Online Today

RV Refinance Table

RV Refinance Financing APRs* are based on Loan amount, Loan to Value and FICO Credit Score
Loan

Amount

Term (Months) FICO Credit Score Ranges
800+ 760 – 799 740 – 759 700 – 739 680 – 699
$500,000 + 240 4.12% 4.37% 4.37% 4.49% N/A
$250,000 – $499,999 240 3.87% 4.12% 4.12% 4.49% 7.39%
$200,000 – $249,999 240 3.87% 4.12% 4.12% 4.37% 7.64%
$150,000 – $199,999 240 3.87% 4.12% 4.12% 4.37% 7.64%
$100,000 – $149,999 240 4.37% 4.49% 4.49% 4.49% 7.89%
$75,000 – $99,999 240 4.37% 4.62% 4.62% 5.62% 7.89%
$50,000 – $74,999 240 5.99% 5.99% 5.99% 5.99% 9.95%
$25,000 – $49,999 180 6.37% 6.37% 6.37% 6.37% 9.95%
Above rates are for 2011 RV model year or newer. Rate bumps applies for 2006 – 2010 model years.

* Annual Percentage Rate. Example of a refinance recreational use RV loan: A $76,000 loan with (non-financed $399 processing fee) for 20 years with a fixed rate of 4.37% would have an APR of 4.37% and 240 payments of $475.50.

Call us today at 510-543-1129
Apply Online Today

RV Loan Calculator

Determine the amount of your monthly payment based on the rate and terms you enter.

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RV Purchase Rates as low as
3.74%

RV Refinance Rates as low as
3.87%

Call us today at 510-543-1129

Apply Online Today

“We are amazed with both of you. We can’t believe you have accomplished what you did in such a short period while sustaining the utmost professionalism and offering competitive rates. I will personally recommend you to anyone that I know needs boat financing. We could not have dreamed of this level and effectiveness and success.”

Brad

We wanted to thank you for being so great. We hit a lot of walls in purchasing a new boat, but you made it a lot easier, and we thank you and your staff. If you are ever in the Baltimore area please give us a call, we would love to take you for a sail

Darcie & Vince

“I’ve finally had time to slow down from work and boating to say “Thank You” for your very professional and expedient services, regarding the financing of my Sea Ray. You and your team were very impressive right from the start, and finished the finance package on time and with very little effort on my part. I will certainly pass on your name to anyone I hear looking for boat financing.”

Ron

See how Trident Funding can help you own the Boat, RV, or Aircraft of your dreams.