Purchase Rates as low as

5.74%

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RV PURCHASE RATES

Refinance Rates as low as

5.74%

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RV REFINANCE RATES

RV Loan Program

With nearly 25 years of experience, Trident Funding is your preferred source for your RV financing needs.  We offer a variety of RV lending options for both new & used RV purchases, and RV refinance transactions.  Our team of experienced RV loan sales representatives will work with you from application submission through closing.

We’ll examine your unique situation to determine which of our trusted RV lending partners can provide the best possible RV rate and term for your RV loan.  So let us take the guess work out of finding the right lender for your RV loan needs. View our current RV rates below and use our RV loan calculator to estimate your monthly payments.

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Product Offering

  • Minimum Credit Score 680 +
  • RV Model Years 2007 and newer
  • Fixed Rates up to 20 years
  • Class A, B, C Motorhomes
  • Super C’s Toterhomes
  • Bus Conversions (Prevost, MCI, Bluebird, Newall)
  • 5th wheel, Travel Trailer, Toy Hauler
  • Horse Trailers with Living Quarters
  • Dealer purchase, Private Party purchase and Refinance Loans
  • Montana LLC, LLC and Trust RV Loan Solutions
  • Loan Amounts from $10,000 to $2,000,000
  • Recreational Use Only (No Full-Timers)
  • Up to 45 days until first payment

New RV Rates

RV Purchase Financing APRs* are based on Loan amount, Loan to Value and FICO Credit Score
Loan Amount Term (Months) FICO Credit Score Ranges
800+ 760 - 799 740 - 759 700 - 739 680 - 699 640 - 679 600 - 639
$500,000 - $2,000,000 240 5.74% 5.99% 5.99% 7.11% 9.49% - -
$250,000 - $499,999 240 5.74% 5.99% 5.99% 7.11% 9.49% - -
$200,000 - $249,999 240 5.74% 5.99% 5.99% 5.99% 9.49% - -
$150,000 - $199,999 240 5.99% 5.99% 5.99% 5.99% 9.74% - -
$100,000 - $149,999 240 5.99% 5.99% 5.99% 5.99% 9.99% - -
$75,000 - $99,999 240 5.99% 6.24% 7.11% 7.61% 7.74% - -
$50,000 - $74,999 240 5.99% 6.24% 7.24% 7.86% 7.86% - -
$25,000 - $49,999 180 6.49% 6.74% 7.74% 8.86% 8.86% 14.95% 17.95%
$10,000 - $24,999 120 6.99% 7.24% 8.24% 9.49% 11.95% 14.95% 17.95%
Apply Online Today

*Above rates are for 2012 RV model year or newer. RV model years 2007 – 2011 are subject to rate increase. Call for rates on diesel pushers model years 2002 – 2006. *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate, loan amount and term can vary depending on the lender, FICO score, credit history, lender assets/liquidity requirements, debt and payment to income ratios, collateral type, age of collateral, loan to value, vehicle registration (LLC), state of residency and other criteria. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency.

The following is an example, and the rates and terms can vary. A $76,000 loan for the purchase of a recreational use RV for 20 years with a fixed rate of 5.99% would have an estimated APR of 5.99% and 240 payments of $544.05. Processing fee of $445 cannot be included in the loan.

Used RV Rates

RV Purchase Financing APRs* are based on Loan amount, Loan to Value and FICO Credit Score
Loan Amount Term (Months) FICO Credit Score Ranges
800+ 760 - 799 740 - 759 700 - 739 680 - 699 640 - 679 600 - 639
$500,000 - $2,000,000 240 5.74% 5.99% 5.99% 7.11% 9.49% - -
$250,000 - $499,999 240 5.74% 5.99% 5.99% 7.11% 9.49% - -
$200,000 - $249,999 240 5.74% 5.99% 5.99% 5.99% 9.49% - -
$150,000 - $199,999 240 5.99% 5.99% 5.99% 5.99% 9.74% - -
$100,000 - $149,999 240 5.99% 5.99% 5.99% 5.99% 9.99% - -
$75,000 - $99,999 240 5.99% 6.24% 7.11% 7.61% 7.74% - -
$50,000 - $74,999 240 5.99% 6.24% 7.24% 7.86% 7.86% - -
$25,000 - $49,999 180 6.49% 6.74% 7.74% 8.86% 8.86% 14.95% 17.95%
$10,000 - $24,999 120 6.99% 7.24% 8.24% 9.49% 11.95% 14.95% 17.95%
Apply Online Today

*Above rates are for 2012 RV model year or newer. RV model years 2007 – 2011 are subject to rate increase. Call for rates on diesel pushers model years 2002 – 2006. *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate, loan amount and term can vary depending on the lender, FICO score, credit history, lender assets/liquidity requirements, debt and payment to income ratios, collateral type, age of collateral, loan to value, vehicle registration (LLC), state of residency and other criteria. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency.

The following is an example, and the rates and terms can vary. A $76,000 loan for the purchase of a recreational use RV for 20 years with a fixed rate of 5.99% would have an estimated APR of 5.99% and 240 payments of $544.05. Processing fee of $445 cannot be included in the loan.

Refinance RV Rates

RV Purchase Financing APRs* are based on Loan amount, Loan to Value and FICO Credit Score
Loan Amount Term (Months) FICO Credit Score Ranges
800+ 760 - 799 740 - 759 700 - 739 680 - 699 640 - 679 600 - 639
$500,000 - $1,999,999 240 5.49% 5.74% 5.74% 5.74% 9.74% - -
$350,000 - $499,999 240 5.62% 5.87% 5.87% 5.99% 9.74% - -
$200,000 - $349,999 240 5.74% 5.99% 5.99% 5.99% 9.74% - -
$150,000 - $199,999 240 5.99% 5.99% 5.99% 5.99% 9.74% - -
$100,000 - $149,999 240 5.99% 5.99% 5.99% 5.99% 9.99% - -
$75,000 - $99,999 240 5.99% 6.24% 6.24% 7.49% 10.24% - -
$60,000 - $74,999 240 5.99% 6.24% 7.24% 8.99% 11.95% 14.95% 17.95%
$50,000 - $59,999 240 7.75% 8.25% 8.25% 9.25% 11.95% 14.95% 17.95%
$25,000 - $49,999 180 8.00% 8.50% 8.50% 9.50% 11.95% 14.95% 17.95%
Apply Online Today

*Above rates are for 2012 RV model year or newer. RV model years 2007 – 2011 are subject to rate increase. Call for rates on diesel pushers model years 2002 – 2006. *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate, loan amount and term can vary depending on the lender, FICO score, credit history, lender assets/liquidity requirements, debt and payment to income ratios, collateral type, age of collateral, loan to value, vehicle registration (LLC), state of residency and other criteria. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency.

The following is an example, and the rates and terms can vary. A $76,000 loan for the refinance of a recreational use RV for 20 years with a fixed rate of 5.99% would have an estimated APR of 5.99% and 240 payments of $544.05. Processing fee of $385 cannot be included in the loan.

RV Loan Calculator

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RV Purchase Rates as low as
5.74%

RV Refinance Rates as low as
5.74%

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