New & Used Aircraft and Airplane Loans - Trident Funding

Aircraft Loans

Aircraft Loans With Trident Funding

Trident Funding offers a wide variety of fixed and adjustable-rate programs for you to choose from. The programs available to you depend on factors such as loan amount, down payment, aircraft make, model and age, the loan term and credit qualifications. Here is a sample of the types of programs we can offer:

Product Offering

  • Fixed/Variable Interest Rate
  • Part 91/135 Use
  • Progress Payment Financing
  • Interest-Only Period
 
Some programs may not be available in all states. Please contact a sales representatives in one of our local offices to learn more about how Trident Funding can remove the guesswork out of finding the right lender and loan program for your individual financing objectives.

Frequently Asked Questions About Airplane Loans

Typically, 10% to 20% is standard, but the exact amount may depend upon the size of the transaction.

Yes, absolutely. Initial loan approval commitments can be valid for 30 to 180 days from the date of pre-approval.

Yes, lenders will often consider sales tax in the total price of the aircraft.

Approval commitments are generally valid for 30 to 180 days (varies by lender) and rate commitments typically range from 30 to 60 days.

Yes, wherever possible we will help with these services or recommend a qualified professional to meet your needs.

Twenty years is typically the maximum term offered but, with a larger down payment, a 25 year term may be an option. The maximum term available will also depend on the age of the collateral and amount of the loan request.

Lenders will normally extend financing on aircraft up to 25 years old, possibly older on a case-by-case basis.

Generally, yes. In some limited cases a recent manufacturers major phase inspection may suffice.

Aircraft operated in support of a business typically qualify for tax deductions, however it is critical that you consult with a qualified aviation tax professional to be certain. We work with a number of aviation tax specialists and would be glad to assist in referrals if needed.

In most cases, yes. However, just as with tax treatment, it is important that you consult with a qualified aviation attorney or a tax advisor for a more detailed discussion on ownership structure.

Yes, we work with a number of lenders that will finance experimental aircraft.